Federal and Multistate Rules

Short Answer

Congress has not passed a general AI statute, but federal laws of general application already reach AI: the FTC Act’s ban on deceptive and unfair practices, the TCPA’s limits on artificial-voice calls, the employment discrimination statutes, the Fair Credit Reporting Act, the Equal Credit Opportunity Act, COPPA and the TAKE IT DOWN Act. Executive Order 14365 directs federal agencies to challenge state AI laws the administration considers burdensome, but an executive order does not repeal a state statute; TRAIGA remains in force unless Congress or a court displaces it. Texas companies that sell or hire outside Texas may also be subject to other states’ AI laws, such as Colorado’s amended AI Act and California’s automated decisionmaking rules, and EU companies’ customers may bring EU AI Act duties into contracts. The first step is to identify the actual use, the actor, the affected information and the source of the asserted duty. Keep the tool’s instructions, applicable terms and material settings with the approval record. A statute, a court order and a practical control have different legal effects. The Guides below explain those differences; the Tracker preserves the effective dates and the dated enforcement or litigation events. Related Insights cover individual developments without replacing the underlying Guide.

Key Authorities